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Insights

Market Intelligence for the Ontario Private Mortgage Industry

Expert analysis, rate trends, and strategic advice for mortgage professionals and investors.

Stonefield Capital publishes market commentary and private lending insights for Ontario mortgage brokers and investors. Topics include rate movements, deal trends, regulatory updates, and equity-based lending strategies.

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6 total
Broker Trends1Tech & AI2Market Updates1Rate Strategy1Regulatory0Borrower Guides0Investor Insights1
The Honest Starter Kit for Building With AI
FeaturedTech & AI6 min read

The Honest Starter Kit for Building With AI

The real components of building with AI — models, workflow tools, and hosted apps — explained for brokers and operators who want to start building, not just reading about it.

By Mark Freedman

Why the Best Mortgage Brokers in Ontario Are Telling Some Clients to Slow Down Right Now
Broker Trends5 min read

Why the Best Mortgage Brokers in Ontario Are Telling Some Clients to Slow Down Right Now

Ontario brokers chasing purchase volume in a rising market are missing the real opportunity: clients who need honest advice on refinancing traps and reverse mortgages. Here's why saying slow down builds the best referral businesses.

By David Steinfeld

Choose Your Own Adventure: Tech-Enabled Mortgage Agent or Unemployed
Tech & AI2 min read

Choose Your Own Adventure: Tech-Enabled Mortgage Agent or Unemployed

Learn to build your own mortgage broker tech solutions instead of overpaying for software. New series teaches practical AI and automation skills in 2-4 hours per weekend.

By Mark Freedman

Renting vs Buying in 2026: Turning Conventional Wisdom on it's Head.
Investor Insights4 min read

Renting vs Buying in 2026: Turning Conventional Wisdom on it's Head.

With elevated rates and supply constraints, the rent vs buy math has shifted dramatically. Smart investors are finding better returns outside traditional homeownership in 2026.

By David Steinfeld

Why Ontario's Stalled Spring Market Makes Acting Now Your Best Move
Market Updates3 min read

Why Ontario's Stalled Spring Market Makes Acting Now Your Best Move

April home sales fell while prices rose, creating market confusion. With energy conflicts threatening higher rates, acting now beats waiting for perfect conditions that may never come.

By David Steinfeld

Fixed vs Variable Mortgages in 2026: Expert Guide for Ontario Homebuyers
Rate Strategy3 min read

Fixed vs Variable Mortgages in 2026: Expert Guide for Ontario Homebuyers

Four mortgage experts reveal the key factors Ontario borrowers should consider when choosing between fixed and variable rates in 2026's volatile market. Strategic analysis beats rate speculation.

By David Steinfeld

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